12-JULY-2026 Current Affairs
(1.) Which foundation day did the National Bank for Agriculture and Rural Development (NABARD) celebrate on July 12, 2026?
(a.) 40th Foundation Day
(b.) 42nd Foundation Day
(c.) 45th Foundation Day
(d.) 50th Foundation Day
(2.) NABARD was established in 1982 based on the recommendations of which committee?
(a.) Narasimham Committee
(b.) B. Sivaraman Committee
(c.) Vijay Kelkar Committee
(d.) Raghuram Rajan Committee
(3.) According to NABARD RECSS Survey Round 12 released in July 2026, what percentage of rural households rely exclusively on formal credit?
(a.) 35%
(b.) 42%
(c.) 51%
(d.) 65%
(4.) Which Union Ministry oversees the functioning of the Central Public Works Department (CPWD)?
(a.) Ministry of Road Transport and Highways
(b.) Ministry of Housing and Urban Affairs
(c.) Ministry of Finance
(d.) Ministry of Jal Shakti
(5.) What is the acronym launched by CPWD on its 172nd Annual Day to guide its operational excellence?
(a.) SANKALP
(b.) SAMARTH
(c.) KARMAGI
(d.) DRISHTI
(6.) Which digital government procurement platform is being interlinked with TReDS to enable seamless invoice discounting for MSMEs?
(a.) e-NAM
(b.) GeM (Government e-Marketplace)
(c.) Udyam Portal
(d.) SWIFT
(7.) TReDS (Trade Receivables Discounting System) is an electronic platform regulated by which institution?
(a.) SEBI
(b.) Reserve Bank of India (RBI)
(c.) SIDBI
(d.) NABARD
(8.) Which DRDO establishment conducted the Gaganyaan IMAT-05 main parachute qualification test in coordination with ISRO?
(a.) DRDL Hyderabad
(b.) ADRDE Agra
(c.) LRDE Bengaluru
(d.) R&DE Pune
(9.) The drop zone used for conducting the IMAT-05 parachute test for the Gaganyaan crew module was located in which state?
(a.) Rajasthan
(b.) Madhya Pradesh
(c.) Uttar Pradesh
(d.) Gujarat
(10.) Union Commerce Minister Piyush Goyal announced a high-level trade mission to which European countries in July 2026?
(a.) France, Germany, and Italy
(b.) Spain, Belgium, and Finland
(c.) Norway, Sweden, and Denmark
(d.) Poland, Austria, and Switzerland
(11.) Who launched the nationwide Vriksh Mitra Abhiyan roadmap at Pusa Complex, New Delhi, on July 12, 2026?
(a.) Nitin Gadkari
(b.) Shivraj Singh Chouhan
(c.) Bhupender Yadav
(d.) Gajendra Singh Shekhawat
(12.) World Paper Bag Day is commemorated annually on which date to mark William Goodales 1859 patent?
(a.) June 5
(b.) July 12
(c.) August 15
(d.) September 22
(13.) Who among the following inventors received the patent for the first paper bag manufacturing machine in 1852?
(a.) William Goodale
(b.) Francis Wolle
(c.) Margaret E. Knight
(d.) Thomas Edison
(14.) What was the Ground Level Credit (GLC) target set for agriculture and rural sectors for FY 2025-26?
(a.) ₹18.50 lakh crore
(b.) ₹25.00 lakh crore
(c.) ₹32.50 lakh crore
(d.) ₹40.00 lakh crore
(15.) In which year was the Central Public Works Department (CPWD) originally established?
(a.) 1854
(b.) 1911
(c.) 1947
(d.) 1952
(16.) Which UN Sustainable Development Goal (SDG) specifically deals with Responsible Consumption and Production related to plastic reduction?
(a.) SDG 5
(b.) SDG 8
(c.) SDG 12
(d.) SDG 16
(17.) The Gaganyaan crew module is designed to operate in which orbit around the Earth?
(a.) Geostationary Transfer Orbit (GTO)
(b.) Low Earth Orbit (LEO) at ~400 km
(c.) Medium Earth Orbit (MEO)
(d.) Polar Orbit at 900 km
(18.) How many authorized platforms currently operate under the RBI TReDS framework as of 2026?
(a.) 3
(b.) 5
(c.) 7
(d.) 10
(19.) What is the full form of ADRDE, the DRDO laboratory involved in the Gaganyaan parachute qualification tests?
(a.) Aeronautical Development and Research Establishment
(b.) Aerial Delivery Research and Development Establishment
(c.) Advanced Defence Robotics and Drone Enterprise
(d.) Automated Defence Reconnaissance Division East
(20.) Where is the headquarters of DRDO ADRDE located?
(a.) Bengaluru, Karnataka
(b.) Agra, Uttar Pradesh
(c.) Hyderabad, Telangana
(d.) Pune, Maharashtra
(21.) What is the primary role of the Kisan Credit Card (KCC) scheme launched by NABARD in 1998?
(a.) Provide long-term industrial loans
(b.) Provide timely and adequate short-term credit to farmers
(c.) Offer insurance for commercial real estate
(d.) Fund urban infrastructure projects
(22.) Who is the current Union Minister for Housing and Urban Affairs in India (as of July 2026)?
(a.) Hardeep Singh Puri
(b.) Manohar Lal
(c.) Kiren Rijiju
(d.) Jyotiraditya Scindia
(23.) In the letter SANKALP launched by CPWD, what does the letter P stand for?
(a.) Parivartan
(b.) Pardarshita (Transparency)
(c.) Pragati
(d.) Pramaan
(24.) Which notification made it mandatory for Central Public Sector Enterprises (CPSEs) to settle MSME invoices via TReDS?
(a.) RBI Guidelines of 2014
(b.) MSME Ministry Notification of 30 June 2026
(c.) Finance Commission Directive 2025
(d.) Companies Act Amendment 2020
(25.) In which year was the Government e-Marketplace (GeM) portal launched by the Ministry of Commerce and Industry?
(a.) 2014
(b.) 2016
(c.) 2018
(d.) 2020
(26.) Margaret E. Knight is historically famous for designing which aspect of modern packaging technology?
(a.) The plastic carry bag
(b.) The square, flat-bottom grocery paper bag and folding machine
(c.) The aluminum foil pouch
(d.) The corrugated cardboard box
(27.) Where is the headquarters of the National Bank for Agriculture and Rural Development (NABARD) located?
(a.) New Delhi
(b.) Mumbai
(c.) Kolkata
(d.) Chennai
(28.) Which mission launched by Prime Minister Narendra Modi encourages individual behavioral changes for environmental protection?
(a.) Mission LiFE
(b.) Mission Gati Shakti
(c.) Mission Amrit Sarovar
(d.) Mission Li-Fi
(29.) Which parameter is NOT evaluated under the SANKALP operational guidelines of CPWD?
(a.) Adoption of technology
(b.) Lokhit (Public Welfare)
(c.) Nuclear Energy Licensing
(d.) Pardarshita (Transparency)
(30.) What is the target recovery mechanism planned for the Gaganyaan Crew Module post-re-entry into Earth atmosphere?
(a.) Dry land touchdown in Thar desert
(b.) Sea splashdown with Indian Navy recovery
(c.) Mid-air capture by cargo aircraft
(d.) Sub-surface submarine retrieval
(31.) What is the capital city of Finland, one of the European countries on Commerce Minister Piyush Goyals trade mission?
(a.) Oslo
(b.) Stockholm
(c.) Helsinki
(d.) Copenhagen
(32.) Under the SHG-Bank Linkage Programme (SHG-BLP) pioneered by NABARD, what serves as the collateral for micro-credit loans?
(a.) Agricultural land title
(b.) Group collateral / peer accountability
(c.) Gold deposits
(d.) Government bonds
(33.) Which traditional occasion was highlighted by Union Minister Shivraj Singh Chouhan for holding nationwide mass plantation drives?
(a.) Makar Sankranti
(b.) Hariyali Amavasya
(c.) Dev Deepawali
(d.) Vasant Panchami
(34.) Which entity serves as the apex refinancing agency for institutional credit in rural India?
(a.) SIDBI
(b.) NABARD
(c.) NHB
(d.) EXIM Bank
(35.) What total volume of trade receivable discounting was handled across TReDS platforms in FY26 according to financial records?
(a.) ₹50,000 crore
(b.) ₹1.20 lakh crore
(c.) ₹3.47 lakh crore
(d.) ₹8.90 lakh crore
(36.) Under which section of the Banking Regulation Act, 1949, did the RBI exercise powers to penalize Arvind Sahakari Bank?
(a.) Section 21
(b.) Section 35A
(c.) Section 47A(1)(c)
(d.) Section 56A